🔹 What is Sukanya Samriddhi Yojana?

Sukanya Samriddhi Yojana 2025 is a government-backed small savings scheme exclusively for girl children, aimed at encouraging parents to build a fund for their daughter’s future education and marriage expenses.

🔹 Key Features of SSY 2025

• Interest Rate: Up to 8.2% per annum (compounded annually)
• Minimum Deposit: ₹250 per year
• Maximum Deposit: ₹1.5 lakh per year
• Account Tenure: 21 years from account opening or until girl’s marriage after 18 years
• Tax Benefits: Tax exemption under Section 80C

🔹 Eligibility Criteria

• The girl child must be a resident Indian
• Account can be opened before she turns 10 years old
• Only one account per girl child
• Parents/guardians can open accounts for up to two girl children (exception for twins/triplets)

🔹 How to Open a Sukanya Samriddhi Account?

• Visit nearest Post Office or authorized bank branch
• Fill the SSY application form
• Submit birth certificate of the girl child
• Provide identity and address proof of parent/guardian
• Deposit minimum ₹250

🔹 Documents Required

• Birth Certificate of the girl child
• Aadhaar Card of the guardian
• Address Proof (Utility bill, Voter ID, etc.)
• Passport size photographs

🔹 Benefits of Sukanya Samriddhi Yojana

• High-interest rate compared to other small savings schemes
• Tax exemption on deposit, interest, and maturity (EEE)
• Secure and government-backed
• Flexible deposits – monthly or yearly
• Encourages long-term savings

🔹 Sukanya Samriddhi Yojana 2025 – Interest Rate Table

📌 Final Words

Sukanya Samriddhi Yojana 2025 is one of the best savings schemes for girl children. It not only ensures a bright future but also provides attractive interest rates and tax benefits. Parents should take advantage of this scheme for a secure tomorrow.

Apply today at your nearest post office or authorized bank!